Exclusive offers for products purchase online or by phone

Successfully apply for or purchase the selected products and services to receive a HKD50 PARKnSHOP gift coupon. Purchase more for greater rewards and earns up to HKD500!

In addition to flexible payment options, you can earn cash rebate/reward points as you spend.

Apply successfully to:

•

enjoy first two-year annual fee waiver

Select from a wide range of investment products and enjoy exclusive discounts and privileged rates by trading online.

Enjoy 1.5% initial charge reduction for online subscription of HKD200,000 or below; 2% initial charge reduction for online subscription of HKD200,001 or above.

Place a deposit for as low as HKD50,000 or equivalent with Business Internet Banking.

Place a deposit for as low as USD25,000 or equivalent with Business Internet Banking to enjoy higher interest rate.

The loan application result will be confirmed in 48 hours upon receipt of all the supporting documents by the Bank. A hassle-free way for you to manage your cash flow.

Apply online or over the phone to enjoy a limit of up to HK$800,000** with repayment period up to 48 months.

Apply online or over the phone to enjoy a limit of up to
HK500,000 *** with no collateral or financial statements required****.

A wide range of insurance products providing comprehensive protection to meet your business needs:

Enjoy a 2-month free cover when you apply online or over the phone.

Business
AccidentCare

Business
TravelCare

Enjoy instant approval and receive up to a 45% discount when applying online.

* Applicable to online applications only.
** 1% per annum handling fee on approved loan amount will be charged.
*** A monthly facility fee of 0.2% on the approved credit limit will be charged.
**** Only applicable to eligible customers.
***** Unit Trusts offer only applicable to open-end funds .

Terms and conditions Offers:
1.	The promotional period is between 2 October and 31 December 2008, both dates inclusive.
2.	The offer cannot be used in conjunction with any other promotional or preferential offer.
3.	Business Card offers and benefits are subject to applicable terms and conditions. Please click here for further details.
4.	Unit trust initial charge discount is only applicable to open-end funds with initial charges of 5% or above. The offer cannot be used in conjunction with other promotional offers on the initial charge. All other fees and charges applicable to the relevant fund (including switching fees, redemption fees, management fees and other fees) still apply.
5.	The promotional offers for loans are applicable to companies who do not currently maintain a Business Revolving Credit facility and who do not have a cancelled Business Revolving Credit facility/Small Business Loan record during the promotional period.
6.	Loan applications are subject to the Bank's usual credit assessment approval procedures.
7.	The Bank reserves the right to amend the promotional offers and these terms and conditions at any time without prior notice.
8.	The promotional offers are applicable to selected products or services successfully purchased or applied for via our Buiness Internet Banking and application hotline within the promotional period.
9.	In case of disputes arising out of this promotion, the decision of the Bank shall be final.
10.	In case of discrepancies between the English and Chinese versions, the English version shall prevail.

PARKnSHOP gift coupon:
1.	gift coupons will be sent to eligible companies by mail on or before the end of March 2009. The gift coupons cannot be converted into cash and may be subject to the supplier's terms of use. The Bank is not the supplier of the gift coupons and assumes no responsibility for the quality of goods and services provided by the supplier in relation to the gift coupons.
2.	Each eligible company is entitled to a maximum of HKD500 worth of gift coupons.

Important Note:
•	Investment involves risks. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. If you have any concerns about the products mentioned herein, you should consult your professional financial advisers. Investors must refer to the offering documents for further details of the fund and the risks involved. Any past performance figures shown are not indicative of future performance.
•	The net return in relation to Deposit Plus will depend upon market conditions prevailing at the deposit fixing time on the deposit fixing date. You must be prepared to incur loss as a result of depreciation in the value of the currency paid. Such loss may offset the interest earned on the deposit and may even result in losses in the principle amount of the deposit.
•	The insurance products mentioned in this website are underwritten by HSBC Insurance Asia Limited and The Hongkong and Shanghai Banking Corporation Limited is an insurance agent of HSBC Insurance Asia Limited.