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Business Revolving Credit

Why is a Business Revolving Credit right for me?

  • Revolving credit limit up to HK$500,000* with no collateral or financial statements required~
  • Fast, flexible and accessible – the application result will be confirmed in 48 hours+
  • Only 4% on your monthly outstanding balance for repayment

Other benefits

  • Credit limit restored automatically with each repayment
  • Interest rate as low as P + 2% per annum
  • No interest charged on unused credit limit and no withdrawal charge
  • Compare this loan with our other business loans - Loan Comparison Table

Other useful information and services

* A monthly facility fee of 0.2% on the approved credit limit will be charged.
~ Only applicable to eligible customers.
+ Upon receipt of all the supporting documents by the Bank.

Loan application is subject to the Bank's usual credit assessment approval procedure. The Bank reserves the right to amend the interest rate, benefits, terms and conditions without prior notice.

Terms and Conditions:

  1. The promotion period is from 23 June to 31 July, 2008, both dates inclusive ("The promotion period").
  2. HKD50 PARKnSHOP gift coupons will be given when customer provides valid contact details (business phone number and mailing address) via the registration form provided. Each company can enjoy this offer once. Overseas customers are excluded from this promotion.
  3. Gift coupons cannot be converted into cash. The Bank accepts no liability for the quality of the goods and services provided by the merchant involved in this promotion. The use of gift coupons is subject to the terms and conditions as stipulated by the merchants supplying the gift coupons.
  4. The gift coupons will be sent to eligible customer on or before 30 September 2008. In case of any dispute arising out of this promotion, the decision of the Bank shall be final and conclusive.
  5. In case of discrepancies between the English and Chinese version of these Terms and Conditions, the English version shall prevail.
  6. HSBC reserves the right to change these Terms and Conditions at any time with reasonable notice.

Manage buyer risk and cash flow

For an efficient international business, you can expedite receipt of your receivables with the following receivable finance options:

  • Effective collect on your invoices
  • Minimise your costs incurred from delayed payments
  • Tighten cash flow management
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Starting a Business

So you have a business idea. What's your next step?

  • Apply for a commercial banking account online
  • Raise finance and manage cash flow
  • Set up MPF
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Protect your business

Wherever your business takes you, our range of insurance services could be just what you need!

  • Protect your business
  • Protect your employees
  • Instant online quote and buy
  • Save up to 30% on your premiums
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