Business Revolving Credit

Why is a Business Revolving Credit right for me?

Revolving credit limit up to HK$500,000* with no collateral or financial statements required~
Fast, flexible and accessible – the application result will be confirmed in 48 hours+
Only 4% on your monthly outstanding balance for repayment

Other benefits

Credit limit restored automatically with each repayment
Preferential interest rate
No interest charged on unused credit limit and no withdrawal charge
Compare this loan with our other business loans - Loan Comparison Table

Other useful information and services

* A monthly facility fee of 0.25% on the approved credit limit will be charged.
~ Only applicable to eligible customers.
+ Upon receipt of all the supporting documents by the Bank.

Loan application is subject to the Bank's usual credit assessment approval procedure. The Bank reserves the right to amend the interest rate, benefits, terms and conditions without prior notice.

*Once you click the buttons, you will be subject to the Terms of Use and the terms and conditions governing your account. For details regarding the Terms of Use, please click here.

Next steps

Need immediate help from us?*
For loan enquiry, simply input a Hong Kong telephone number and we will call back instantly.
Service hours: Monday to Friday 0900-1800.

Manage buyer risk and cash flow

For an efficient international business, you can expedite receipt of your receivables with the following receivable finance options:

Effective collect on your invoices
Minimise your costs incurred from delayed payments
Tighten cash flow management

Starting a Business

So you have a business idea. What's your next step?

Apply for a commercial banking account online
Raise finance and manage cash flow
Set up MPF

Protect your business

Wherever your business takes you, our range of insurance services could be just what you need!

Protect your business
Protect your employees
Instant online quote and buy
Save up to 30% on your premiums