Interest Rate-linked Deposit

Why are Interest Rate-linked Deposit right for you?

• This Structured Investment Deposit will pay a higher interest rate than normal time deposit if interest rates move in line with your view.

Features and benefits

• 100% of your principal will be paid upon maturity or call, whichever is earlier
• An alternative form of deposit with a minimum investment of USD50,000 with various tenors to chose from
• Returns are linked to the performance of interest rates
• Tenors range from 1 year to 10 years

Note:
The information does not constitute a solicitation for the making of any deposit, or investment in any products referred to herein. The above deposits are not the same as nor should they be treated as a substitute for normal fixed time deposits.  The return in relation to a deposit will depend upon market conditions prevailing at the relevant fixing time(s) during or in respect of the relevant deposit period. The level of interest rates may go up or down during such period and this will affect the return. The return may be less than would have been payable on a normal time deposit for the same period.  You must be prepared to risk the interest that might otherwise have been earned on money invested as a deposit.  If the deposit is not in your home currency, and you choose to convert it back to your home currency upon maturity, you may make a gain or loss due to exchange rate fluctuations. Investment involves risks. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your risk appetite, investment experience, objectives, financial resources and circumstances.  If you have any concerns about the products you should consult your professional advisers. For details on the relevant deposits, please refer to the Terms and Conditions, the relevant appendices and the fact sheets, all of which are available at HSBC branches from time to time.