Currency-linked Deposit - Digital Binary Deposit

Why are Digital Binary Deposits right for you?

• Place your deposit for as low as USD 50,000 or equivalent with Business Internet Banking
• Potentially higher returns than that available on traditional time deposits
• 100% capital protection at maturity

Other benefits

• Opportunity to take advantage of your FX view without currency conversion
• In any event you will receive your potential interest in the deposit currency

What is Digital Binary Deposit ‘DBD’?

• It is a principal protected deposit with final redemption linked to a currency level at maturity.
• The following hypothetical example illustrates the deposit mechanism:

Note:
The information does not constitute a solicitation for the making of any deposit, or investment in any products referred to herein. The above deposits are not the same as nor should they be treated as a substitute for normal fixed time deposits.  The return in relation to a deposit will depend upon market conditions prevailing at the relevant fixing time(s) during or in respect of the relevant deposit period. The level of the underlying asset may go up or down during such period and this will affect the return. The return may be less than would have been payable on a normal time deposit for the same period.  You must be prepared to risk the interest that might otherwise have been earned on money invested as a deposit.  If the deposit is not in your home currency, and you choose to convert it back to your home currency upon maturity, you may make a gain or loss due to exchange rate fluctuations. Investment involves risks.  You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your risk appetite, investment experience, objectives, financial resources and circumstances.  If you have any concerns about the products you should consult your professional advisers.  For details on the relevant deposits, please refer to the Terms and Conditions, the relevant appendices and the fact sheets, all of which are available at HSBC branches from time to time.