Structured Investments Deposits

Why are Structured Investments right for you?

• Successfully place online orders between 2 October 2008 and 31 December 2008 to receive HKD50 worth of supermarket gift coupon. Details.
• Earn a potentially higher return than a normal time deposit
• Different underlying assets can be linked to the deposit such as, Currency-linked Deposit, Interest Rate-linked Deposit with flexible tenors
• Easily subscribed and managed via Business Internet Banking

Types of Structured Investment

• Equity-linked Investments
• Interest Rate-linked Deposit
• Currency-linked Deposit
• Deposit Plus

Features

• Linked with various underlying investment options to potentially enhance your returns over those of a normal deposit
• Your returns are based on the performance of the underlying assets at maturity

Other useful information and services

• Foreign exchange service
• Unit Trusts
• Certificates of Deposit

Disclaimer:
The information does not constitute a solicitation for the making of any deposit, or investment in any products referred to herein. A Structured Investment Deposit is not the same as nor should it be treated as a substitute for normal fixed time deposits. Investment involves risks. The return in relation to a deposit will depend upon market conditions prevailing at the relevant fixing times during or in respect of the relevant deposit period. The level of the underlying asset may go up or down during such period and this will affect the return. The return may be less than would have been payable on a normal time deposit for the same period. You must be prepared to risk the interest that you might otherwise have earned on money invested as a deposit. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your risk appetite, investment experience, objectives, financial resources and circumstances. If you have any concerns about this product you should consult your professional advisers. You should refer to the Terms and Conditions, the relevant appendices and the fact sheets for details of a particular Deposit offered at the relevant period.