Why are Structured Investments right for you?
- Earn a potentially higher return than a normal time deposit
- Different underlying assets can be linked to the deposit such as, Currency-linked Deposit, Interest Rate-linked Deposit with flexible tenors
- Easily subscribed and managed via Business Internet Banking
Types of Structured Investment
Features
- Linked with various underlying investment options to potentially enhance your returns over those of a normal deposit
- Your returns are based on the performance of the underlying assets at maturity
Other useful information and services
Disclaimer:
The information does not constitute a solicitation for the making of any deposit, or investment in any products referred to herein. A Structured Investment Deposit is not the same as nor should it be treated as a substitute for normal fixed time deposits. Investment involves risks. The return in relation to a deposit will depend upon market conditions prevailing at the relevant fixing times during or in respect of the relevant deposit period. The level of the underlying asset may go up or down during such period and this will affect the return. The return may be less than would have been payable on a normal time deposit for the same period. You must be prepared to risk the interest that you might otherwise have earned on money invested as a deposit. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your risk appetite, investment experience, objectives, financial resources and circumstances. If you have any concerns about this product you should consult your professional advisers. You should refer to the Terms and Conditions, the relevant appendices and the fact sheets for details of a particular Deposit offered at the relevant period.
Important Note
You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances.
Structured Investment Deposits are NOT equivalent to time deposits. Structured Investment Deposits are NOT protected deposits and are not protected by the Hong Kong Deposit Protection Scheme. The repayment of it is also not guaranteed by the Hong Kong SAR Government's Exchange Fund.
Structured Investment Deposits are structured product involving derivatives. The investment decision is yours but you should not invest in Structured Investment Deposits unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Investment involves risks. Past performance of investment products are no guide to future performance. The value of investments and the income from them can fluctuate and is not guaranteed. Investors may not get back the amount they invest.
Investment returns not denominated in home currency are exposed to exchange rate fluctuations. Rates of exchange may cause the value of investments to go up or down.
Issuer's Risk – you rely on HSBC's creditworthiness. The product is subject to both the actual and perceived measures of the credit worthiness of HSBC and there is no assurance of protection against a default by HSBC in respect of its payment obligations. In the worst case scenario (e.g. insolvency of HSBC), the investor might not be able to recover the principal and/or any interest /coupon (if any) and the potential maximum loss could be100% of investment amount and interest/coupon received.