中文

Log on to Business Internet Banking Log on Find out more

Insuring Your Business

Types of business insurance

  • Liability insurance - this will protect you and your business if a customer suffers damage or injury resulting from your negligence. Expensive legal costs will also be covered. Learn more about FlexiCommercial Insurance
  • Property insurance - this will protect you against loss of or damage to your buildings, contents and stock resulting from events such as fire, water damage, typhoon and burglary. It is important to determine the type of property insurance best suited to your business. You should also take steps to ensure the full value of your assets is declared to the insurer. Learn more about FlexiCommercial Insurance
  • Private motor insurance - it is required by law that all vehicles owned by your business are insured for third party liability. Learn more about Private Motor Insurance

  • Employees' compensation insurance - an employer is legally liable to pay compensation in respect of injuries sustained by his employees as a result of an accident arising out of and in the course of employment, or in respect of occupational diseases suffered by the employees. Learn more about EmployeeCare and Business AccidentCare

  • Marine cargo insurance - this will protect you if goods are lost or damaged during transit to or from your customers or suppliers. Learn more about Marine Cargo Insurance

  • Overseas business travel insurance – designed specifically to protect you and your employees from unforeseen circumstances abroad. Some policies come with additional protection for business travel in China. Learn more about Business TravelCare